Virtual Card Payment Solution

Power your global payments with instant, multi-currency virtual cards featuring 1% cashback, zero issuance fees, and seamless API integration. PCI DSS-certified security ensures safe and efficient payments for digital marketing, cross-border e-commerce, SaaS subscriptions, and more.

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1%

Cashback on all spending

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$0

Card Issuance Fee

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0%

Top-up Fee

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EXCEEDS ALL YOUR EXPECTATIONS

By utilizing financial technology, our product offers a more convenient experience at a lower cost, bringing more possibilities to your cross-border business.

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Literally No Limits on the number of cards or spending amounts

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0 Transaction Authorization Fee, 0 Failed Transaction Fee, 0 Currency Conversion Fee

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Batch Card Issuance, generate 100 cards with just a single click

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Over 100 BINs supporting USD, EUR, HKD, and more

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Statement batch export, simplifying financial reconciliation

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Multi-Level Accounts designed for efficient corporate management

FITS EVERY SCENARIO

Committed to providing professionals with premium payment solutions, covering core scenarios such as digital marketing, e-commerce, and global subscriptions. Smart virtual cards empower your corporate operations.

ADS

Digital Advertising & Marketing

Manage multiple advertising accounts with virtual credit cards eliminates financial risks. Prevent ad campaign interruptions due to payment failures.

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Facebook Google Ads TikTok Twitter (X) Amazon CPC
ECOM

E-commerce & Online Shopping

Shop securely with virtual cards, protecting your bank information. Set spending limits to manage expenses and avoid fraud on untrusted sites.

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Amazon Ebay Walmart Shopify AliExpress DHgate
SaaS

Global Subscriptions & SaaS

Easily subscribe to global services while ensuring financial privacy. Ideal for businesses managing multiple subscriptions without exposing primary banking details.

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ChatGPT Pro Netflix Spotify Adobe AWS Youtube
TECH

Emerging Tech & Startups

Use virtual cards to purchase AI tools, cloud computing, and innovative services, enhancing business flexibility through efficient expense management.

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Starlink Cloudflare OpenAI Notion Zapier
GAMING

Gaming & Digital Entertainment

Securely and instantly purchase in-game items, subscriptions, and downloadable content, preventing fraud and unnecessary recurring charges.

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Steam PlayStation Xbox Nintendo Epic Games
TRAVEL

Travel & Hospitality

Use disposable virtual cards to book hotels, flights, and ride-sharing services, protecting your financial information and avoiding unexpected expenses.

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Airbnb Expedia Uber Booking.com Agoda

Efficient API Integration

By embedding our virtual card API into your own enterprise management system, you enjoy seamless integration intelligent management. With flexible role/permission settings, businesses can easily assign and manage account permissions, improving operational efficiency and aiding digital transformation.

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API代码示例

Precision Control

LEMFT is committed to improving user experience by getting feedback from our loyal customers. Including BIN selection, batch card issuing, account spend setting to batch exporting statements, etc.

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3DS and OTP Verification

Supports 3DS and OTP for merchant verification. OTP codes will be sent to users via transaction record and/or email, ensuring seamless payments.

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RELIABLE AND TRUSTWORTHY

Google Authenticator 2-Factor Authentication

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Payment Card Industry Data Security Standard Compliant

PCI DSS

Licensed Payment Institution
in Mainland China

安全保障
LEMFT SMART界面

LEMFT BIN INDEX

LEMFT BIN INDEX is a virtual card BIN experience score query system launched by LEMFT, aiming to help users understand the payment experience of different BINs on different platforms, and users can choose the most suitable BIN according to the score.

TRY LEMFT BIN INDEX
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How many cards can I create?

We do not have a limit on the number of cards you can create, so you can create as many cards as you need.

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Can individuals use it?

Currently, LEMFT services are exclusively available to corporate clients.

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Is the use of LEMFT funds secure?

LEMFT is an overseas brand of KFTPAY, which is a third-party payment institution in China. It is supervised by a domestic payment institution in China, ensuring the security of funds.

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How is the cashback shown on LEMFT?

Cashback is usually calculated and credited to the account wallet in the next month for the previous natural month.

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Can the account balance be returned?

LEMFT supports balance return, please contact your customer manager.

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Can the API function be customized?

LEMFT's API itself already has very rich function options, if you have customization needs, please contact your customer manager.